![]() ![]() (1) whose parents or legal guardians do not have any present ownership interest in any residential real property in any state or territory of the United States, or outside of the United States and The assistance is provided as an interest-free, five-year forgivable second loan with no monthly payment.Ī first-generation homebuyer is defined as a first-time homebuyer who also is either: The NJHMFA First Generation Down Payment Assistance Program is for qualified first-time homebuyers who are also first-generation homebuyers. This is offered in addition to the NJHMFA DPA award for first-time buyers providing a total assistance of $17,000 to $22,000. The The NJHMFA First Generation Down Payment Assistance Program provides $7,000 of down payment and closing cost assistance. ![]()
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